There's a theory doing the rounds – that owning too much stuff, or aspiring to be wealthier, can trigger a spiral of sadness. Psychologist Oliver James in his book, The Selfish Capitalist: Origins of Affluenza, states that our emphasis on materialism has resulted in widespread anxiety and depression. So perhaps a rent and sale scheme could be one way of escaping the shackles of ‘affluenza'.

Rent and sale – ways of looking

The idea that home ownership is central to our success or status in life is all very well, but if you're one of the thousands of people forced to sell their homes or unable to even get on the property ladder because of the exorbitant price of home ownership, you may want to embrace a different way of thinking. The idea of ownership and material gain, Oliver James believes, ultimately replaces the things that really make us happy – friends, love, and working in a job we enjoy. Instead, we are pushed into doing things we don't really want to in order to buy the latest gadget or gizmo. But by opting for a rent and sale scheme you could opt out of the obsession with affluence and materialism.

Money, money, money! The rent and sale alternative

However the reality is that money is crucial if you want to keep your foothold on the mortgage ladder. Things happen however which don't always go to plan – redundancy, illness, divorce, and spiralling debt – which could force you to sell your home. This can be potentially devastating, but a rent and sale scheme allows you to stay put, and with the right mental outlook, you could even find yourself happier than ever. Oliver James believes owning too much stuff can in fact trigger mental illness. The emphasis on ownership and materialism means that experts now predict 10% of Britons are compulsive shoppers. The mistaken belief that owning things will make you happy is in extreme cases damaging – over shopping can lead to debt, which can ultimately break up families and leave a trail of devastation. If you have to consider a rent and sale scheme out of financial necessity, it's worthy remembering that riches don't bring happiness. According to James, on the surface we appear to be better off than ever before, with home ownership in Britain rising dramatically from 32% in 1953 to 70% today. But as capitalism has grown, James believes misery has also grown.

Rent and Sale with rentandsaleltd.co.uk

If you're caught in a financial house-trap, rentandsaleltd.co.uk can throw you a life-line.  Rentandsaleltd.co.uk offers a sell and rent back scheme for those who like living where they are and want to maintain stability but are facing mortgage arrears, repossession, bankruptcy and debt or concerned financial meltdown is looming. The rent and sale scheme is an alternative to selling up and moving, allowing you to stay put and find financial solutions. Rentandsaleltd.co.uk will buy your home and allow you to continue living in it as a tenant. Find out more, call Rent and Sale Ltd. today on: 0800 1313 999